What Are Cookies?

Cookies are small text files stored on your device when you visit berenlaino.com. Think of them as digital notes that help us remember your preferences and improve your learning experience. Some cookies are essential for basic site functions, while others help us understand how you interact with our financial education content.

We use cookies to remember your progress through our financial ratio courses, save your calculator settings, and provide personalized content recommendations. This makes your return visits smoother and more relevant to your learning goals.

Types of Cookies We Use

Managing Your Cookie Preferences

You have complete control over non-essential cookies. Use the button above to reject all optional cookies, or manage them through your browser settings. Your choice will be remembered for future visits to berenlaino.com.

When you reject cookies, you'll still have full access to our educational content, but some features like progress tracking and personalized recommendations may not work as smoothly. You can change your mind anytime by returning to this page.

Data Retention and Your Rights

Most cookies expire automatically after your session ends or within 30 days. Analytics data is typically retained for up to 26 months to help us improve our educational programs. Marketing cookies may last up to 2 years, but you can delete them anytime.

Under Australian privacy laws, you have the right to know what data we collect, request access to your information, and ask for deletion of non-essential tracking data. Contact us if you need help managing your preferences or have questions about our data practices.